What is the difference in experience?
Designed for investors looking to level up their Share and Exchange Traded Funds (ETFs) investments, built for people who prefer simplicity, a clear view of performance, and the confidence to stay the course, even when markets move.
Investor offers streamlined tools, clear portfolio views, and seamless integration within Shyft. Customers can move effortlessly between currency conversion, funding, investing, and withdrawals, making it ideal for buy‑and‑hold investing and long‑term portfolio growth.
| PLATFORM | AUTOSHARE INVEST | INVESTOR ON SHYFT |
| LAUNCHING ASI | INVESTOR ON SHYFT | Account can be accessed through the Standard Bank mobile banking app or Online banking. | Using Standard Bank mobile banking app Sign-in to Standard Bank mobile banking app, select the Shyft tile on your dashboard. Using the Shyft app Log in to Shyft, Select “Invest” Select Investor Account tile. Select appropriate currency flag from the top right hand corner. |
| ACCOUNT ORIGINATION | Once onboarded and signed in, accounts are generally opened same day. | Accounts are created by selecting "Get started" > "Create account" within the “Tax-free Investment” account tile in the “Invest” section of Shyft. Accounts are accessible within minutes of being created. |
| ASSET CLASSES | AUTOSHARE INVEST | INVESTOR ON SHYFT |
| CASH | Interest earned on cash held in your trading account is calculated on the average daily call rate obtained by the JSET. The net rate earned for May 2026 is 5.611% after deducting SBG Sec fees of 1.00% plus VAT. | The investor account does not incorporate cash, all cash flows within the account are affected on the respective currency wallet belonging to the client. (See Funding of Account). |
| SHARES (EQUITIES) | A selection of over 200 liquid, blue-chip Shares on the Johannesburg Stock Exchange (JSE). | Invest offers a wide selection of Top Global Shares and Exchange-Traded Fund's (ETFs):
The Frankfurt Stock Exchange (the DAX is a stock market index consisting of the 40 major German blue chip companies trading on the FSE). |
| FRACTIONAL SHARES | Not available. | Not currently available. |
| JSE BEE SHARES | Not available. | Not currently available. |
| ETFS, ETNS AND ETCS | A broad selection of Johannesburg Stock Exchange (JSE) - listed Exchange-Traded Fund's (ETFs) that track local and international indices, commodities, and bonds. | Access to top shares and Exchange-Traded Fund's (ETFs) across both local and international exchanges. |
| ACTIVELY MANAGED CERTIFICATES (AMC) | Not available. | Available. |
| STRUCTURED PRODUCTS | Available through the SBFC network, not available via self-service purchase. | Not currently available, will be incorporated into the product offering in 2027. |
| CASH MANAGEMENT | AUTOSHARE INVEST | INVESTOR ON SHYFT |
| FUNDING OF ACCOUNT | Fund by using the Fund option available on the ASI portfolio page. | The Investor account does not hold funds, cash flows and investing activities are directly sourced from/reflected in the respective wallet. To invest, first you must fund your ZAR wallet, thereafter you can move funds instantly to your other relevant wallets. How to fund your ZAR wallet Instant funding ZAR wallet via card or EFT If you choose “Card”. Enter the amount you want to top up with, and tap “Continue”, then enter your card details and authenticate with your bank. Funds will reflect immediately, regardless of your banking provider. If you choose “Manual EFT”. Use the details provided to send funds from your bank account to your Shyft wallet. Ensure you use your unique Shyft reference number as the payment reference when making an EFT. |
| WITHDRAWAL FROM ACCOUNT | Withdrawal are done into nominated bank account. Funds reflect same day dependent on cutoff times. | Not applicable as cash is present in wallet. |
| WITHDRAWAL INTO BANK ACCOUNT | Available. | You may request a withdrawal by selecting transfer funds within the relevant invest account overview screen. You may only withdraw funds in your local currency, and withdrawals may only be processed to a local personal bank account in your own name. |
| TRANSFER BETWEEN ACCOUNTS | Not available. | Your cash is always available in your wallet. |
| EARLY SETTLEMENTS | Not available. | Funds are available on trade confirmation. |
| EARN AND REDEEM UCOUNT REWARDS | Available. | Earn Ucount rewards on Forex and Investor trades and redeem Ucount rewards directly on Shyft. Investments You can now get up to 50* Tiering Points for completing equity trades on your Shyft account, which could help you move up a Tier Level. Forex Users can earn UCount Rewards points by purchasing a minimum of R7,500 in foreign currency from their Shyft ZAR wallet within a 12-month period. |
| BUY AND SELL | AUTOSHARE INVEST | INVESTOR ON SHYFT |
| PURCHASE OR SELL A INSTRUMENT | Select BUY from the ASI portfolio page, Select the relevant Share or ETF, indicate the value of your intended purchase click review and confirm. | On the ‘Invest’ section, select your “Investor Account”, select the currency from the top right corner, select an instrument through the browse Shares, ETFs, or from your investor portfolio or watchlist. You will be able to see a brief description of the instrument, thereafter, continue to the purchase screen. |
| AVAILABILITY OF FUNDS AFTER SALE OF ASSETS | Proceeds from a sale of shares will be available for investing once the order has been confirmed, funds will be available for withdrawal on Settlement (T+3). | Funds are returned to the relevant wallet and become available for transacting or withdrawal on confirmation of the order. |
| ORDER TYPES | Only market orders are available. |
|
| CORPORATE ACTIONS | Not applicable. | A corporate action is an event carried out by a company that will materially impact its stakeholders. There are many types of corporate actions, including the payment of dividends, stock splits, tender offers, and mergers and acquisitions. You will receive a notification if a corporate action has been issued on one of your shares. |
| CATEGORISATION and CLASSIFICATION OF ETFs | Available. | Not currently available, will be incorporated in 2026. |
| SCHEDULING ORDERS | Available. | Not currently available. |
| WATCHLISTS | Not available. | Available. |
| MARKET INFORMATION | Not available. |
Instrument performance movements. |
| ACCOUNT MANAGEMENT | AUTOSHARE INVEST | INVESTOR ON SHYFT |
| STATEMENTS AND TAX CERTIFICATES | Current and historical statements and tax certificates. | Initially your ASI profile will remain open for three months post your migration or by request, and you will have access to your historical statements and tax statements. How to get your Statement on Shyft On your Invest Portfolio page, select the Statements icon at the top, complete the required fields, and it will be emailed to you. How to get your tax certificate on Shyft From your Shyft Profile, select Account > Documents > Tax certificate, complete the required fields, and it will be emailed to you. |
| CASH HISTORY | Available. | Available. |
| TRADE CONFIRMATIONS | Available. | Available. |
| CONTRACT NOTES | Available. | Available. |
